What does renters insurance cover

Jenkintown is a great place to live in. It has top-rated schools and offers all the benefits of a small town within an easy commute from Philadelphia. While most people in town own their own homes, those who rent need to be familiar with the benefits provided by renters insurance. While a renter doesn’t need to worry about having insurance on the physical structure of the building where they live, all of their possessions are their responsibility to protect. The Richard Zeises Agency has been offering exceptional service to the residents of the area for more than 40 years. You can count on us to put your needs first and provide the information you need about renters insurance. 

Loss of use

If your rental is damaged so severely by a covered hazard that it can no longer be lived in, you will need a place to stay. Renters insurance can help by paying for a hotel until you can find a temporary rental. Knowing you will have a roof over your head helps to relieve some of the stress these types of events cause. 

Personal property replacement

Before you can move to another temporary rental, you may need to replace a lot of things. It would help if you had clothes to wear and furniture to furnish your rental. You may need to replace your laptop and other electronics. Imagine having to purchase everything you need to cook. It is all quite overwhelming. 

Liability coverage

Liability coverage protects you from the results of legal action against you by someone who was injured by you or a family member, or while visiting your rental. Legal fees and medical fees are also covered. 

 If you live in or near Jenkintown, PA, Richard Zeises Agency looks forward to welcoming you to our family of customers. Give us a call or visit our office for a free quote and any additional information about renters’ insurance that you require.