For over 25 years, Richard Zeises Agency has helped Jenkintown, PA residents find the insurance coverage they need. We offer flexible policies to ensure that our clients are prepared for any scenario that they encounter. We take pride in offering quality customer service.

Common Scenarios When Umbrella Insurance Can Help You Protect Your Assets

Umbrella insurance adds an extra layer of security if you are involved in a liability dispute. Umbrella insurance is supplemental coverage that helps you protect your assets. Here is a look at some common scenarios when umbrella insurance can assist you.

Property Damage

Umbrella insurance protects you if you accidentally cause damage to someone else’s property. Perhaps you are ruled to be at fault for an auto accident, or your vehicle damages someone’s property. You can add umbrella insurance to your home insurance policy as well. Maybe you are doing some landscaping, cutting down a tree, and the tree lands on your neighbor’s roof. You are responsible for the damages, and umbrella insurance can help protect you from losing your assets.

Accidental Injuries

Umbrella insurance is commonly relied on to assist people who are dealing with potential litigation regarding bodily injuries. You are responsible if someone gets injured while visiting your home. You are also responsible if your pet accidentally injures someone or causes damage to their property. If you have a swimming pool or another high-risk accessory on your property, umbrella insurance is a real asset. You could face serious litigation if someone gets hurt. Umbrella insurance will protect you.

Commercial Litigation

If you are the owner of a Jenkintown, PA business, umbrella insurance covers you if you face allegations of slander, libel, and wrongful termination.

Richard Zeises Agency Will Help You Stay Protected

Visit our website to learn more information about umbrella insurance.