3 Benefits of Renters Insurance

It’s the dream of many people to own a home. But with the changing world, the autonomy given by rental houses is just the bomb. Renting a house gives you the freedom of moving from one place to another, yet you have somewhere you can call home. For homeowners, home insurance protects them. What about those who rent apartments or condos? That’s where renters insurance comes into play.

Many people assume that their landlord’s insurance protects them against perils like theft, vandalism, and fire. The reality is that the landlord’s insurance covers the building but not the contents. In light of this, you need to purchase renters insurance from Richard Zeises Agency of Jenkintown, PA. This way, you will enjoy the below benefits. 

Liability coverage

Liability coverage covers you in the event someone got injured in your home. It also protects you or anyone covered in the policy if you accidentally injure someone. This coverage pays for property damages, bodily injury costs, and even legal expenses up to your policy limit.

Provides cover for your belongings

Perhaps this is the most important reason for having renter insurance. Your belongings are a fortune. Think about your electronics, clothing, sporting gear, furniture, and so on. Renters insurance protects your assets from loss or damage even when disaster strikes outside your house. 

Provides additional living expenses

If your rented condo or apartment becomes uninhabitable due to a covered peril, your renter insurance may cover your additional temporal living expenses as the house is undergoing repairs. It will help if you discuss the additional living expenses coverage with your insurance agent to be on the safe side.

Renters insurance in Pennsylvania

Are you ready to buy renters insurance in Jenkintown, PA? Look no further than Richard Zeises Agency. Contact us today for an affordable quote. Besides, you can visit our offices to chat with our agent team.