Month: October 2021

What is the process of filing a condo insurance claim?

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Condo insurance is much like home insurance. That means that the claim filing process is almost the same. Your condo insurance company in Jenkintown, PA should help you settle down as soon as possible, depending on the type of accident. 

When accidents strike, it’s not always possible to think straight, especially if it involves serious injuries or death. However, you need to stay focused and file your condo insurance claim before doing anything else.

At Richard Zeises Agency we advise our policyholders to prepare for such an unfortunate event by having their paperwork, personal details, and information ready to make the process easier and faster. Here is how you can successfully file a condo insurance claim.

  • Report crimes to the police: If your home has been burglarized, it’s more important to call the police first before doing anything else. It is recommended to ensure you provide full details of the incident when everything is still fresh. 
  • Call your insurance company: Once you have the police report, you can call your condo insurance provider and begin the claim process. They will send over a few papers for you to sign as they get an adjuster to check the damage.
  • Meanwhile, document the damage: Take pictures and videos of the damage and create a list of the damaged items, including their cost. If you have receipts, keep them close for evidence if necessary.
  • Have an adjuster inspect the damage: Your insurance company will send a claim adjuster to assess the damage. You can also check in with your contractor to determine the estimated cost of damage.
  • Make temporary repairs: Some damages require immediate action, such as fire or water damage. If you can remove some items to prevent them from getting burnt or damaged by the water, feel free to do so.

Make sure you’re filing a claim for damage that is covered. Otherwise, your claim will be rejected, or your insurance rates may be increased. For more information about filing a condo insurance claim in Jenkintown, PA, speak to any Richard Zeises Agency agent, and we will be happy to help.