General liability insurance is one of the most basic and necessary business insurance you should have for your company. The coverage provides essential protection not only for you but also for your customers. Depending on the operations of your business, you may require additional types of commercial insurance. At Richard Zeises Agency in Jenkintown, PA, we can help your business get the necessary insurance coverage.

General Liability Insurance Helps Protect Your Customers

General liability insurance aims to protect any third party that might sustain damage while doing business with your company during normal operations. So, if a customer slips and falls while at your store or office, the policy would pay for their medical costs. The policy would also cover a customer’s property if it is damaged while at your business. General liability also covers costs or settlements if you are sued. These protections explain why customers often require general liability coverage before they agree to do business with your company.

Liability Insurance Also Helps To Protect Your Business

The protections offered by general liability insurance help protect your business against large, unexpected costs that might arise in normal operations. The coverage provides financial shields for your business, which you would otherwise have to pay for on your own. These expenses could significantly undermine your company’s bottom line and drive you out of business.

Make Richard Zeises Agency Your Choice For Business Insurance

Our Jenkintown, PA agents can provide detailed information on the best types of business insurance for your needs. We offer a broad range of home, auto, boat, life, renters, and commercial insurance products. Contact Richard Zeises Agency today for a no-obligation quote on general liability insurance for your business.

When you first start a business, you are going to want to watch your expenses closely. You aren’t going to want to spend any more money than necessary. That being said, business insurance is going to be one of those things that you need. Consult with Richard Zeises Agency in Jenkintown, PA to learn more about your options.

Here are some reasons why you need this coverage:

Most states require you to have insurance for your business

If you are running a business, you are required by law to protect it with insurance. 

It will protect your employees

It is important that you have worker’s compensation insurance in case one of your employees gets hurt on the job. 

It will also protect your customers

Liability insurance will cover any medical expenses for those who are injured at your business. It will also protect you against property damage. 

It can also protect you against data breaches

If you deal with sensitive information, you are going to want to make sure that your client’s information is secure.  

Business insurance will protect you against lawsuits

If you ever get sued, you may end up losing your business, so you need to be protected. 

Though you may not want to have insurance, the truth is that your state may require you to have some. However, you should think about other reasons why you need it. You need to protect yourself, your employees, and even your customers. If you deal with serious information, you need to make sure that it stays safe and protected. Your business insurance will also help you if you get sued. 

Give Us A Call

If you want to make sure that your business is fully protected, you should contact us today at Richard Zeises Agency in Jenkintown, PA. 

Picture two similar businesses operating in Jenkintown, PA. One has commercial insurance, but the other has chosen to forego business insurance to save some bucks. Assume a brutal weather where hail strikes, causing significant damages to both businesses. Who do you think saves money in the long run? The business owner with insurance will claim compensation for the losses from their insurer. Meanwhile, the business without insurance will have to make the repairs from their profits.

If you have been thinking of ignoring commercial insurance for your business, don’t. When you buy business insurance from Richard Zeises Agency, you accrue the below benefits. 

Liability protection

There is a lot of wrong that can go in your business. Your products could harm consumers. A visitor could slip while within your premises, sustaining injuries. Or you could publish an online report deemed libelous by a third party. Since businesses operate in a risky environment, you need commercial insurance to protect you from expensive third-party claims. 

Protects your employees

Since you value your employees, it makes sense to protect them with worker’s comp insurance. This coverage pays for medical expenses when your employees become ill or suffer work-related injuries. Besides, it covers partial loss of income if your employee can’t resume work due to injuries. 

Boosts credibility

Besides professionalism, commercial insurance provides an extra layer of credibility. Your suppliers and customers are protected in case your business fails to honor commitments for whatever reason. In simple terms, commercial insurance gives you a competitive advantage over rivals.  

Protects your business against losses

Commercial insurance protects your business against financial losses that may arise when perils strike. For instance, if a fire was to ravage your business, commercial insurance saves you the loss of financing your assets from scratch. Similarly, commercial insurance shields your business finances if your employees suffer work-related injuries. 

Buy commercial insurance today!

Having seen the power that a commercial insurance policy packs, it’s time to purchase coverage from Richard Zeises Agency. If you are in Jenkintown, PA, and its environs, please get in touch with us for an affordable quote. 

You most likely have car insurance for your vehicle, home insurance for your house, and health insurance for your family. Therefore, it also makes sense to carry commercial insurance if you run your own business. However, many small business owners prefer not to purchase commercial insurance, thinking that it is unnecessary. If you are one of them, Richard Zeises Agency, serving Jenkintown, PA, prepared a list of risks you face if you do not carry business insurance:

• Failure to protect your employees. Workers’ compensation is the type of policy designed to protect employees if something happens to them in the workplace, and they cannot work for a while. Moreover, workers’ compensation is also mandatory in the state of Pennsylvania. If you decide to take a risk and operate your business without it, you violate the state law, and you put your employees in danger. 
• Financial losses. If something happens with your business, you will be financially responsible for covering all the damages. For example, if there is a fire in your restaurant’s kitchen, you will have to pay for all the repairs and purchasing new appliances yourself. It is much better to have commercial insurance that will cover all the expenses if something unpredictable happens. 
• Risk of losing your commercial property. If you do not have adequate business insurance, you are also risking the loss of your commercial property and assets if there is fire, flood, theft, vandalism, or any natural disaster. 

The above are just a few most common risks that business owners may face if they decide not to purchase business insurance. If you are thinking about getting a policy and you need some help, Richard Zeises Agency, serving clients in Jenkintown, PA, and other surrounding towns, is always ready to assist you. Do not hesitate to give us a call and talk to one of our highly qualified insurance agents, who will answer all your questions. 

Starting a business in the Jenkintown, PA area can be a great experience and option. When you are looking to start a business here, getting the proper insurance is extremely important. Today, business owners all over the Jenkintown area could benefit from getting commercial insurance. There are a variety of benefits that will come when you get a full commercial insurance policy for your organization as it provides several forms of protection. 

Ensures You Have Coverage for Liability

One of the advantages of getting a commercial insurance policy is that it can confirm that you will have coverage for liability risk. When you own any kind of business, there is always a risk that you could be sued for liability. This risk can vary based on the type of business you are in but always exists. Those that get commercial insurance will have coverage against this risk at all times.

Ensures Assets are Protected

When you have a business in the Jenkintown, PA area, you also will have coverage due to the fact that your assets will be covered. If your assets are damaged or destroyed, you are going to want to have coverage to replace them. Your commercial insurance policy could prove to be very important and valuable in these situations. 

When you are looking for a new commercial insurance policy, a great company to speak with is the team at the Richard Zeises Agency. The insurance team at Richard Zeises Agency can provide a variety of services that will help to ensure that you find a good policy. We will do this by carefully examining your business and determining your risks and needs. From there, we can help to build a policy that will provide the right type and level of protection.