What does Home insurance cover?

One of the best long-term financial decisions that someone can make is when they choose to purchase a home. If you are looking to buy a home in the Jenkintown, PA area, many important decisions need to be made. One decision to make comes when you are choosing a home insurance policy. Home insurance can provide a variety of different coverages that will make it a good insurance option for your situation. 

Coverage for Assets

One type of coverage that you will get with your home insurance policy is coverage for your assets. This primarily will include providing coverage to repair or rebuild your home if it is damaged or destroyed. However, home insurance will also give you coverage for your personal belongings if they are stolen or damaged. If you have expensive jewelry or collectibles, you can also get additional coverage riders to ensure they are fully covered. 

Liability Protection

Those that purchase a home need to consider their liability risk. When you have home insurance, you will also get a liability insurance policy that will give coverage if you are sued for liability. This will provide you with peace of mind and coverage in the event a guest is injured while on your property, and you are deemed liable. 

Choosing a home insurance policy is a big decision. Since some complexity comes with getting insurance for your property, you should speak with someone that you can trust. For those that are near the Jenkintown, PA area, an excellent source for your home insurance needs is the Richard Zeises Agency. When you contact the Richard Zeises Agency for your insurance needs, you can be assured that you will receive the guidance necessary to pick the best policy possible.