When you own a home, it’s important to have home insurance to protect it. However, your home insurance may not offer you all the protection you need for your home. It’s important to have flood insurance to give you better protection. Flood insurance covers flooding incidents that home insurance doesn’t. To keep your home protected, you need both home and flood insurance policies. To get your flood insurance, call us at Richard Zeises Agency in Jenkintown, PA.
Why Flood Insurance?
Flood Zones
There are flood zones all across the U.S., and Pennsylvania is no different. When an area is designated as a flood zone, it means that flooding can be expected there at one point or another. Some are 10-year flood zones, some are 25 years, etc. These zones expect floods at some point, but they aren’t the only areas that can flood. Virtually anywhere can experience a flood, and it doesn’t have to be in a flood zone. About 20% of all of the claims for flood damage come from areas that aren’t designated as flood zones. This makes it important to make sure you’re covered.
Flood Insurance Backing
Flood insurance is backed by the National Flood Insurance Program. This government program is responsible for making flood insurance available, and it also set the prices for the policies. No matter where you get your flood policy, the cost of it is always the same. With government backing, you can count on having this policy, and you know the backer will always be there. It’s never a good idea to go without flood insurance in Pennsylvania no matter where in the state you live.
Get Flood Insurance Today
If you own a home and aren’t protecting it with flood insurance, give us a call right away at Richard Zeises Agency in Jenkintown, PA.
