1610 The Fairway, Suite 109
Jenkintown, PA 19046
In the State of Pennsylvania, you must have auto insurance on your classic car, just as you do on the family car to drive it on the roadways and highways. You will need to carry a combination of liability insurance in order to meet the requirements.
The bare minimum of classic car insurance you must carry is a 15/30/5 policy. This means that you need at least $15,000 coverage for bodily injury for one person in an accident, $30,000 for bodily injuries of more than one person in an accident and $5,000 property damage for each accident. These coverages will cover the costs of another party's injuries and property damages if you caused the accident.
The state minimum liability insurance does not cover any damages to you, your passengers or your property in the case of an accident in Jenkintown, PA. No matter if you purchased your classic car fully restored or if you spent countless hours restoring it yourself, your car is a very valuable asset and it will cost more to repair it than a family car in the case of an accident. You will likely want more coverage from Richard Zeises Agency on it such as collision insurance that pays to repair or replace your car after a wreck and comprehensive insurance that pays to repair or replace your classic car if it is damaged by weather-related items or it is stolen. Uninsured and underinsured motorist coverage pays for your injuries and property damages if the other driver is at fault and either has no insurance or too little to cover your losses. You may also add personal injury protection insurance and medical payments coverage to aid in any medical bills you may have over the limits of your liability insurance.
At Richard Zeises Agency, we understand how you cherish your classic car and we want to make certain that it is covered for you. You can start a quote with our online tool or come by the office in Jenkintown, PA. to talk to an agent for all of your classic car insurance needs.