Homeowners insurance covers your personal belongings as well as your home’s exterior and interior. A typical homeowners policy even covers other structures or dwellings on your property.

At the Richard Zeises Agency, we’re dedicated to helping Jenkintown, PA homeowners understand all the benefits of homeowners insurance. 

What’s Covered

Homeowners insurance will pay for the repair, rebuilding, or replacement of your home, the structures on your property, and your personal belongings. This includes repairs to your shed if it’s damaged by a covered accident or peril.

However, homeowners should note that not all damage to your home, the structures on your property, or your personal belongings are covered under a homeowners’ policy. Although coverage and repair are provided for many different situations by a homeowners policy, not all are.

Our team at Richard Zeises Agency in Jenkintown, PA can go over what’s covered by your policy. 

Other Considerations

Homeowners insurance is designed to cover just about everything on your property. This includes your car, garage, roof, ceiling, electrical, plumbing, furniture, clothes, and much more. Theft, damage, and anything destroyed. However, if you accidentally drive your car through your garage door, or burn down your shed, your policy may not cover or repair, or replace the damage. For example, accidentally damaging your new couch while carrying it up a flight of stairs wouldn’t be covered by your homeowner’s policy.

Unintentional damage caused by accidents and/or negligence isn’t covered under a homeowners’ policy. However, there may be provisions in your policy that may make allowance for some accidents or situations. 

Give Us A Call

If you have questions regarding what’s covered under a standard homeowners policy, give us a call. We can explore your unique situations to determine the best coverage for you.