Well, let’s say it happened. Whatever "it" was, be it fire, flood, hurricane, or theft, it happened to your condo. It was the reason you planned and got condo insurance. Now it’s time to be recompensated for your loss. Time to file a claim. But how do you do that?

Read the Fine Print

Go over your policy first to see if it’s something your policy covers. Do you have any other policies? They may be able to work together. Always keep your insurance policies in a safe place.

Be Prepared

After you have determined if your policy covers the damage, document it. Collect the receipts. Take some pictures or, better yet, video documentation. Have some inventory documentation stored away well before you need it. 

Safety First

Don’t risk your personal safety over an inanimate object. It’s replaceable. If anyone was injured on your property, Record all the details down to the witnesses. If there’s a police report, your insurance company will want to see it. 

File That Claim!

Take note of the date and time of the incident. Have photographic documentation of the damage. Have a list of all damaged property with estimated value. Call the company and be assigned a claims adjuster. Have repairs made. Your contractor and claims adjuster should meet to assess the damage.

Contact Richard Zeises Agency in Jenkintown, PA

If you are in the Jenkintown, PA area and need insurance for your condo, Richard Zeises Agency would be happy to help you get what you need. Their courteous and knowledgeable agents will work with you to obtain the policy best suited for your needs.