If you still owe money on your car loan or live in a rural area, there are several reasons why you may need comprehensive car insurance. With this coverage, you can get the money you need to repair or replace your vehicle following damage not related to a collision. Reach out to the knowledgeable insurance agents at Richard Zeises Agency to learn more about comprehensive insurance in Jenkintown, PA.

Do You Still Owe Money on a Car Loan?

If you finance or lease a vehicle, your lender or rental company will probably require comprehensive coverage. However, if you already own your car, the coverage is optional. We recommend investing in comprehensive coverage to ensure you have the money needed to repair non-collision damage due to vandalism or fire.

Do You Live in a Rural Area?

Deer, elk, and other wildlife sometimes wander onto the roadways directly into the path of oncoming traffic. You’ll need comprehensive car insurance to pay for the damage if you hit a large animal. Comprehensive insurance also covers the replacement cost of a stolen vehicle, assuming it’s written into your policy.

Do You Want "Everything but Collision" Coverage?

Comprehensive car insurance is sometimes called "everything but collision" insurance. It may include coverage for losses due to falling objects, fire, theft, animal damage, and natural disasters. It’s an excellent addition to the legally required property damage and bodily injury coverage mandated in Pennsylvania. So, you probably want it, especially if you have a newer vehicle.

Where Can You Get Comprehensive Auto Insurance in Pennsylvania?

At Richard Zeises Agency, our agents undergo continuous training to stay on top of the latest changes in comprehensive coverage. If you want to discuss how this coverage would benefit you, contact our team today! We’d love to provide a free quote or evaluate your existing auto coverage in Jenkintown, PA.