When it comes to natural disasters, it pays to be prepared. Floods are among the most destructive disasters that can hit your home or business. That’s why our experts at Richard Zeises Agency highly recommend residents of Jenkintown, PA and the surrounding areas invest in flood insurance.

Understanding Flood Insurance Coverage

Flood insurance can make the difference between a complete disaster and the chance to pick up and start again. It provides you with financial protection when floods damage your home or business, often covering more than what traditional homeowners’ insurance covers. In addition to buildings, flood insurance can also cover personal property, living expenses, and even debris removal.

Who Needs Flood Insurance?

If you live in an area prone to flooding or declared a flood zone, it’s wise to invest in flood insurance. Floods don’t just affect coastal areas; they can occur anywhere and can be catastrophic when they do. Even if your home isn’t located in a flood zone, your mortgage company may still require you to have flood insurance.

What to Do If Your Home is Damaged by Flooding

If a flood damages your home, there are some steps you can take to get your life back on track.

Before anything else, immediately contact your insurance provider and document the damage with photos or video. Your insurance agent will then work with you to assess the situation and determine what coverage is available under your policy. Depending on the extent of the damage, you may be entitled to compensation for repairs or replacements, as well as living expenses while you’re displaced.

Making the Choice to Invest in Flood Insurance

To ensure you’re adequately prepared for the worst, contact Richard Zeises Agency today and ask about our flood insurance plans. We can help you assess your risk level in the Jenkintown, PA area and create a plan that will give you peace of mind in the face of flooding. Don’t wait until disaster strikes; take control of your future and invest in flood insurance today.