Umbrella insurance is a kind of insurance coverage that you get to add coverage elsewhere. You can get umbrella coverage if you already have auto and home insurance policies. Both types of policies come with liability coverage, but it often isn’t very much. You can add to that coverage by getting an umbrella policy to be better protected. When you want more insurance coverage, call us at Richard Zeises Agency in Jenkintown, PA to learn more about these policies.
Save Money
If you know you need more liability coverage, you may think it’s too expensive to get it. And if you add liability coverage straight onto your home and auto policies, that may be true. Adding coverage to them directly is expensive, but it costs much less to do it with an umbrella policy. These policies cover you like an umbrella, adding an enormous amount of liability coverage onto both of those policies for a small price tag. It’s a great way to be well-protected without breaking your budget.
Paying Overages
If you don’t have umbrella insurance and are in a major, expensive accident, your liability coverage might not be enough to pay for it. You may have your liability coverage reach its maximum payout and leave a lot of bills left over for you to pay. That’s why so many people get an umbrella policy. After the first insurance policy maxes out, the umbrella policy comes in and pays for that overage. This will leave you with nothing left to pay out of pocket for your accident. Major accidents can be costly, and this can leave you in a better position.
Get Your Umbrella Policy
Call us today at Richard Zeises Agency in Jenkintown, PA to get started with an umbrella policy.
